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Schedule of Fees and Charges

Effective Date:  February 1, 2012

 
   
Miscellaneous Account Fees  
Savings Monthly Service Fee  $5.00 (1)
Account Closure Fee  $5.00
Deposit Item Returned Fee  $10.00 per item
Unpaid Returned Check Fee  $29.00 per item
Account Reconcilement  $25.00 per hour
Duplicate Statement/Interim Statement  $5.00 per item
Corporate Checks (up to 3 free)  after 3 Checks, $2.00 per item
Wire Transfer Fee-Domestic  $25.00 per occurrence
Wire Transfer Fee-International  $40.00 per occurrence
Cashiers Check  $5.00 per item
Visa or American Express Gift Cards  $5.00 per card
Money Orders  $1.00 per item
Travelers Checks  Free
Official/Cashiers Check Copy  $2.00 per item
Verification of Deposit/Credit Inquiry  $10.00 per inquiry
Address Change Research  $10.00 per occurrence
Legal Subpoenas, Levies, Attachments (one-hour minimum)  $25.00 per hour
Power of Attorney Legal Review  $50.00
IRA Outgoing Transfer/Rollover Fee  $50.00
IRA Closure Fee  $50.00
Quick Pay  $10.00 per item
Account Information Letter Fee  $10.00 per item
(1) Charged only to Accountholders between the ages of 24 through 54 years, with a balance of less than $300.00 or who do not currently use another SWFCU product or service.
   
Share Draft/Checking Account Fees  
Draft Copy Fee (2 per statement period free) $2.00 per item
Non Sufficient Funds Fee $29.00 per item
Overdraft Privilege Fee $29.00 per item
Checking Accounts Free of Monthly Service Charge
Stop Payment (good for six months) $15.00 per occurrence
Stop Payment renewal/remove $15.00 per occurrence
Draft Collection $35.00 per item
Check Printing:  1 free box of our Image Checks will be provided yearly upon request to you at no cost. 

**Additional Check Styles: Service Price Listing at C.U** 

 
Electronic Funds Fees  
Transaction paid by Overdraft Privilege $29.00 per item
Dishonored Pre-authorized Payments $29.00 per item
Pre-authorized Electronic Stop Payment Fee $15.00 per occurrence
EFT Adjustment $20.00 per item
ATM transactions at Coop & 7-Eleven ATM locations Free
ATM inquiry and withdrawals at non–COOP ATM locations $2.00 per inquiry 
Empty ATM Deposit Envelope
      1st occurrence $25.00
      2nd occurrence $50.00
Replace Lost ATM Card $3.00 per card
ATM Network Adjustment Fees Varies from $2.00 to $20.00
ATM Deposits Free
ATM Withdrawals at COOP ATM Locations Free
Point of Sale Transactions Free
Home Banking/Bill Pay Free
Loan Fees  
DMV Title Processing Fee (C.U. Fee) $15.00 per occurrence
Lien Satisfied $15.00 per occurrence
Loan Processing Free
Loan Extension Fee $35.00 per occurrence

 

(1) Charged only to Accountholders between the ages of 24 through 54 years, with a balance of less than $300.00 or who do not currently use another SWFCU product.

 

 
   
 

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