Next Step Accounts

If the high school years are behind you, now’s the time to take of the next step. The Next Step Account is specifically for young adults 18-23 who are in school or working full-time. The Next Step Account provides you with everything you need, including:

No-fee Checking Account
Use of over 28,000 Free COOP ATMs, including over 5,500 participating 7-11 locations
Visa Credit Card*
Visa Check Card*
Free Home Banking and Bill Pay
Book loans* (up to $500 per quarter/semester)

Click here to apply for a Next Step Account or, click here to download a membership application.

*All loans on approved credit. Visa check card available upon credit union approval.

Private Student Loans

South Western FCU's private student loans are now available. Need a little help filling in the funding gap, apply for a student loan today! Completing an online application take seconds for approval.

Click here to apply for a private student loan.

Fresh Start Loans

The Fresh Start Loan is a $1,000 share-secured loan that is designed to help you establish a credit record. The $1,000 will be placed in a savings account, where it will be held as it earns interest. Once you pay the loan in full, we will report the paid loan to the credit bureaus and the funds will be available in your savings account.

Click here to apply for your first loan!